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A new exterior electrical panel and meter installed by WiseCo on a Citrus Heights home

Financing

Pay for your electrical project over time

Financing is available through Wisetack for qualifying customers, so a panel replacement, EV charger or other project can be split into manageable monthly payments. Ask about it when you call.

  • Through Wisetack
  • For qualifying customers
  • Panels, EV chargers and more
  • Firm quote first

How it works

Get your quote, then choose how to pay

Byron gives you a firm price for the job first. If you’d like to finance it, he can send you a Wisetack application for that amount. Wisetack shows you the plans you qualify for, and you choose whether to use one.

Financing is offered by Wisetack and its lending partners, and approval and terms depend on your application. WiseCo doesn’t charge anything extra for using it.

Wisetack

Wisetack financing

We offer financing

Wisetack

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once.

The application takes about a minute to complete, and checking your options does not impact your credit score.

  • Finance projects up to $65,000*
  • Loan options from 3 to 120 months*
  • APRs range from 0 to 35.9%*
  • No hidden fees or compounding interest

Prequalify today with no impact to your credit, and contact us to learn about financing your next project.

Example Wisetack offer screen showing 3, 6 and 12 month plans for a $1,200 project
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.

Firm price first

Your quote doesn’t change when you finance

Byron gives you a firm price by the job before anything else. Financing is a separate choice you make afterward through Wisetack, and WiseCo doesn’t charge anything extra for using it.

  • Firm quote by the job
  • Plans shown before you accept
  • Pairs with SMUD rebates
  • Ask when you call

Step by step

How financing works with WiseCo

Financing never changes how Byron prices or does the work. It only changes how you pay for it.

  1. 01

    Get a firm quote

    Byron looks at the job, often from photos, and gives you a firm price by the job.

  2. 02

    Apply through Wisetack

    If you’d like to pay over time, Byron can send you a Wisetack application for the quoted amount.

  3. 03

    Review your options

    Wisetack shows you the plans you qualify for. You decide whether to use one, with no pressure from us.

  4. 04

    Schedule the work

    Byron does the job himself, with permits and inspections handled and a 1-year parts and labor guarantee.

When it helps

When paying over time makes sense

Some electrical work can’t wait for a convenient month. An insurer may give you a deadline to replace a flagged panel, a new EV may arrive before the charger is in, or a heat pump may need a new circuit before the old system fails.

Financing lets you get that work done now and spread the cost into monthly payments. Byron will still walk you through every option, including the less expensive ones, so you’re only financing what your home actually needs.

A new exterior electrical panel installed by WiseCo on a Sacramento-area home
Real WiseCo jobPanel replacements are one of the most common financed projects.

Questions

Common questions

Don’t see yours? Text Byron. You’ll get a real answer from the person doing the work.

Text a question
Does financing change the price of my job?

No. Byron quotes the job first, and that price stays the same whether you pay up front or finance it. WiseCo doesn’t charge anything extra for using Wisetack.

Which projects can I finance?

Any project of $500 or more. Panel replacements, EV charger installations and subpanels are the most common.

Who provides the financing?

Financing is provided through Wisetack. Approval, rates and terms depend on your application and are shown to you before you accept.

Do I have to decide before I get a quote?

No. Get your firm quote first, then decide whether financing makes sense for you.

Can I combine financing with a SMUD rebate?

Often, yes. Rebates are handled separately through SMUD. Byron can tell you what applies to your project.

Google reviews

What homeowners say

Read more WiseCo reviews

Help paying for it:SMUD rebates

Equipment and brands Byron installs

  • Eaton
  • Square D
  • Siemens
  • Leviton
  • Tesla
  • Lutron Pro Residential

Brand names are trademarks of their owners and are listed to show the equipment we install, not an endorsement.

Free, no-obligation quotes

Ask about financing when you call.

Get a firm quote from Byron, then choose whether to pay over time.

Monday–Friday, 8am–5pm · Saturdays by appointment

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